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PERSONAL CHECKING ACCOUNTS
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We offer a variety of accounts for people in any circumstance. Not sure which account is right for you? See our Account Comparison Chart or contact a Customer Service Representative!
 

•  Free Checking

•  NOW (Interest-bearing) Checking

•  Prime Time Gold Checking (for seniors 50+)

•  Prime Time Platinum Checking (for seniors 50+)

•  Success Checking
•  Pinnacle Green
•  Prime Index

Free Checking  Click to Apply Now!
  Avoid monthly service charges with our most popular noninterest-bearing checking account.
  • No monthly minimum balance
• Free introductory order of basic checks
• No monthly service charge
• Overdraft protection with savings
• Free Visa® CheckCard
• Free unlimited Monroe Bank ATM transactions
• Free unlimited check writing
NOW Account  Click to Apply Now!
(Interest-bearing Checking)
  An interest-bearing account with a low minimum balance.
  • Waived monthly service charge ($8) when balance maintained at or above $700
• $50 deposit required to open account
• Overdraft protection with savings
• Free Visa® CheckCard
• Free unlimited Monroe Bank ATM transactions
• Free unlimited check writing
Prime Time Gold Checking 
  A checking account for Prime Time customers age 50 and better.
  • Waived monthly service charge ($10) when Prime Time Gold checking account balance is $500 or greater
• $50 deposit required to open account
• Exclusive Prime Time Club benefits. Find out more.
Prime Time Platinum Checking 
  A NOW interest-bearing checking account for Prime Time customers age 50 and better.
  • Waived monthly service charge ($10) when Prime Time Platinum checking account balance is $1000 or greater
• $50 deposit required to open account
• Exclusive Prime Time Club benefits. Find out more.
Success Checking  Click to Apply Now!
  A high-yield checking account for customers who maintain account balances above $5,000.
  • $50 minimum deposit to open
• Waived monthly service charge ($15) when balance maintained at or above $5,000
• Interest earned daily, compounded and paid monthly
• Interest earned on all collected funds regardless of balance
• Tiered rate account: Interest rate climbs as your balance climbs
• Free Visa® CheckCard
• No Monroe Bank fee for ATM transactions at other financial institutions (usage fee may be charged by institution that owns ATM)
• Free basic checks, or equivalent discount applied to other styles (restrictions apply)
• Up to $2,000 daily ATM withdrawal limit
• No fee for Cashier’s Checks or Money Orders
• No fee for American Express® Travelers Cheques
• Free 3" x 5" safe deposit box for one year, or equivalent discount on larger sizes, pending availability
• Free unlimited Monroe Bank ATM transactions
• Free unlimited check writing
• Free overdraft protection
Pinnacle Green Click to Apply Now!
  Our no minimum balance Pinnacle Green Account pays you increased rates based upon your account balance.
  • $50 minimum deposit to open.
• Our no minimum balance Pinnacle Green Account pays you increased rates based upon your account balance.
• Earn a competitive industry leading rate.
• Variable interest accrued on daily balances, paid and compounded monthly.
• Unlimited debits with the first 10 free per statement cycle, thereafter, $2 per debit.
Prime Index Click to Apply Now!
  Earn an indexed interest rate--maximizing your earnings while minimizing your risk. You'll always receive a competitive money market rate. By putting your money in a safe place, you'll be able to avoid the ups and downs of investing in a volatile stock market while still maintaining access to your money.
  • $5000 minimum deposit to open.
• Monthly service fee of of $10.
• competitive money market rate indexed to the Prime Rate (as published in the Wall Street Journal).
• Interest is compounded and paid monthly.
• Instant check access to your money.
• Unlimited debits with the first 10 free per statement cycle, thereafter, $2 per debit.
• Free introductory order of checks when you open your account.
   

 

   
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